Reefer breakdown is when the cooling unit of a refrigerated trailer stops working. This type of temperature related loss is handled very differently in most truck cargo insurance policies.
This can be a very tricky coverage situation for both truck insurance agents and trucking company owners. Cargo insurance policies are like zebras, each one is different.
This is especially true when it comes to how different policies cover the major causes of cargo loss and damage like reefer breakdown losses.
We make these types of insurance losses easier to understand so that trucking companies might avoid them.
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